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"AXA Equitable" is the brand name for the AXA Equitable Financial Services, LLC family of companies, including AXA Equitable Life Insurance Company, MONY Life Insurance Company, MONY Life Insurance Company of America, AXA Advisors, LLC, AXA Network, LLC and AXA Distributors, LLC. All AXA Equitable companies are directly or indirectly owned by AXA Equitable Financial Services, LLC, and have offices at 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234.

Life insurance and annuities are issued by AXA Equitable Life Insurance Company (NY, NY), and distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. Securities and investment advisory services are offered through AXA Advisors, LLC. Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. 10/15/08

* Annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, and administrative fees. Investment portfolios in a variable annuity provide equity growth potential but are subject to fluctuation in value and market risk, including loss of principal. The "downside protection" mentioned in the video refers to an optional living benefit rider that would be subject to additional charges and to additional terms and conditions. Guarantees mentioned on this page refer to optional variable annuity riders which are subject to additional costs and are based on the claims paying ability of AXA Equitable Insurance Company.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.

Annuities are co-distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. Securities products are offered through an affiliate, AXA Advisors, LLC (member SIPC). The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product, security, or service. This Web site is intended for viewing only by the residents of the 50 United States, District of Columbia and the U.S. Virgin Islands. Investment and insurance products referenced on this site are not FDIC-insured, not bank guaranteed and may lose value.

A variable annuity is intended for investors seeking a financial product that offers tax-deferral. "Guaranteed income for life" as mentioned in the video refers to an optional living benefit rider that would be subject to additional charges and to specific restrictions and limitations. Variable annuities are subject to insurance-related costs, including as applicable surrender charges for withdrawals in conjunction with tax penalties associated with withdrawls prior to age 59 ½ . Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. Please consider the charges, risks, expenses and investment objectives carefully before purchasing an annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money. AXA Equitable Life Insurance Company (NY, NY). Annuities are co-distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC. GE- 46152 (10/08)