403(b) Plans - AXA Equitable |
403(b) Plans Give Employees More Retirement Planning Options
For employees of educational institutions and non-profit organizations, 403(b) plans offer a tax-deferred means of saving for retirement. 403(b) plans resemble 401(k) plans in letting employees contribute pre-tax earnings to a retirement savings account where they can invest in stock portfolios, bond portfolios, and typically, a guaranteed interest account. Taxes are deferred on contributions and investment earnings until withdrawals are made for retirement.*
For employers seeking help administering 403(b) plans or employees seeking information about taking advantage of their employer-sponsored retirement plans, AXA Equitable provides a wealth of information and planning tools.
Employers – find helpful resources for administering 403(b) plans
As a premier provider of financial protection and retirement savings products, AXA Equitable offers a 403(b) Information Center with many informational and administrative resources for employers managing 403(b) plans. AXA’s 403(b) Information Center gives employers access to:
- Plan documents and plan document updates.
- Sample agreements and employee notices required for compliance.
- Bulletins, alerts and personal communications for keeping employees informed about their 403(b) plan.
- Plan administration resources for managing your plan.
- Compliance checklists and information about potential violations, what to do when you uncover violations and what to do if your plan is audited.
AXA Equitable offers the experience, technical knowledge and administrative resources to deliver the support employers need to establish and maintain 403(b) plans. AXA Equitable provides:
- A local presence for immediate support and ease of management
- A full range of administrative and compliance-monitoring services
- Innovative employee services that include enrollment meetings, one-on-one consultations and online resources
- Access to an extensive portfolio of products and services to help your employees build a retirement plan customized to meet their needs.
Employees – learn about 403(b) plans and take advantage of planning tools
AXA Equitable is also an excellent resource for employees seeking information about 403(b) plans, 401(k) plans and retirement planning in general. You’ll find helpful articles and retirement calculators that can help you answer many questions, including:
- Should I invest in my institution’s 403(b) plan?
- How much money do I need to have for retirement?
- How much will my current retirement savings provide?
- How do 403(b) plans work?
Learn more about AXA Equitable and 403(b) plans as well as other products offered through AXA Equitable including variable annuity products, retirement investing products and resources for planning for retirement.
*Withdrawals are subject to normal income tax treatment and if made prior to age 591/2 may be subject to an additional 10% federal income tax penalty.
AXA Equitable Life Insurance Company (NY, NY). Securities are offered througn an affiliate, AXA Advisors, LLC (Member SIPC).
Please be advised that this page is not intended as legal or tax advice. Accordingly, any tax information provided on this page is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
AXA Equitable and AXA Advisors do not provide tax or legal advice.
GE 60792 (6/11)
