• Annuities
  • Annuity Glossary
• Variable Annuities
  • Retirement Cornerstone®
  • Structured Capital Strategies^SM
  • The Accumulator^® Series
  • The EQUI-VEST® Series
• Fixed Annuities
  • Guaranteed Growth Annuity
• Immediate Annuities
• Individual Retirement Accounts

Don’t Outlive Your Retirement Savings. Annuities From AXA Equitable Can Help

When you’re working to build your retirement assets, annuities provide tax-deferred growth that can help you protect against the risk of outliving your retirement savings. Annuities can provide a means for receiving guaranteed income for life. Guarantees are based on the claims-paying ability of the issuing insurance company. Fixed annuities offer defined growth and principal and interest, free from taxes until your money is withdrawn, while variable annuities offer greater growth potential but carry more risk as well.

Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date.  There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty.  Withdrawals may also be subject to a contractual withdrawal charge.

Learn more about fixed and variable annuities from AXA Equitable. 

New Annuities Offered By AXA Equitable

AXA Equitable is offering two new annuity products that may change the way you invest for your future:

• AXA Equitable’s Retirement Cornerstone variable annuity has two distinct accounts offering both performance potential and an opportunity for retirement income protection within a tax-deferred single platform, providing an innovative, comprehensive approach to managing your retirement income needs. The Investment Performance Account enables you to choose from a broad range of investment portfolios, while the Protection with Investment Performance account is focused on protecting your future retirement income. The Protection with Investment Performance account is part of a variable annuity and includes an optional feature which is available at an additional cost and is subject to income restrictions and age limitations. For more complete product information, please click here. 
• Structured Capital Strategies™ is a variable annuity that enables you to invest for growth up to a cap while offering some protection against down market risks. The cap may limit your potential in up markets. With Structured Capital Strategies^SM, you can participate in the upside market potential of index based investments tracking domestic, global and commodities markets, while AXA Equitable will absorb up to the first 10, 20 or 30 percent of your losses, depending on your chosen investment option.  While you are protected from some downside risk, if the negative return is in excess of the protection offered by this product, there is a risk of a substantial loss of your principal. For more complete product information, click here.

AXA Equitable Offers A Range Of Annuities Options

AXA Equitable also offers a variety of fixed and variable annuities that include:

• The Accumulator^® Series – a suite of variable deferred annuities that can provide you guaranteed income for life.
• The EQUI-VEST^® Series – offering cost-effective, individual variable annuity products as well as products for employer-sponsored plans.
• Fixed annuities offering a defined growth rate of principal and interest, where your balance grows on a tax-deferred basis and you pay taxes only on gains when you withdraw your money.
• Immediate annuities that let you turn your assets into regular payments beginning now and lasting for the rest of your life, or for a specified period of time.

Founded in 1859, AXA Equitable Life Insurance Company is a leading financial protection company and a premier provider of annuities and life insurance.

Learn more about fixed and variable annuities from AXA Equitable.

This article highlights only some of the features and benefits of some of AXA Equitable products. For cost and complete details, please contact your financial professional. 

Variable annuity subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested. The guarantees available with variable annuities do not apply to the investment portfolios.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity.  For a prospectus containing this and other information, please contact a financial professional.  Read it carefully before you invest or send money.

AXA Equitable may discontinue contributions and transfers among investment options or make other changes in contribution and transfer requirements and limitations.

Please be advised that this document is not intended as legal or tax advice.  Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor. 

Life insurance and annuity products are issued by AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable). Variable annuity products are co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, New York, NY 10104, members FINRA, SIPC. AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide tax or legal advice. 

Retirement Cornerstone^® is a registered service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010BASE-A/B, 2010BASE-I-A/B, 2010BASE-I-A(WA) and any state variations.

Structured Capital Strategies^SM is a service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010PCSBASE-I-A/B and 2010PCSBASE-A/B and any state variations.

Variable Annuity: · Is Not a Deposit of Any Bank · Is Not FDIC Insured · Is Not Insured by Any Federal Government Agency · Is Not Guaranteed by Any Bank of Savings Association · May Go Down in Value.

 

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