• Annuities
  • Annuity Glossary
• Variable Annuities
  • Retirement Cornerstone®
  • Structured Capital Strategies^SM
  • The Accumulator^® Series
  • The EQUI-VEST® Series
• Fixed Annuities
  • Guaranteed Growth Annuity
• Immediate Annuities
• Individual Retirement Accounts

Annuity Products From AXA Equitable: Helping You Toward Your Retirement Goals

Outliving one’s retirement income is a concern for anyone planning and saving for the future. Annuity products are a tax-deferred investment opportunity that can provide guaranteed income and help protect against the possibility of outliving retirement savings. Guarantees are based on the claims-paying ability of the issuing insurance company. Fixed annuity products deliver defined growth in principal and interest while a variable annuity represents the potential for greater growth but at the same time carries more risk. Both products may be helpful when planning for retirement.

Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits.

To learn more about annuity products, click here.

AXA Equitable – A Leading Provider Of Innovative Annuity Products

AXA Equitable is a leading provider of annuity products and offers two new annuities that may be helpful to your retirement plan:

• Retirement Cornerstone^® is an innovative variable annuity that features two different accounts within a single tax-deferred annuity platform. The Investment Performance Account is focused on investment choices through a broad range of investment portfolios, while the Protection with Investment Performance Account is designed to help provide future retirement income. Retirement Cornerstone provides a wide-ranging investment universe to provide you with greater flexibility and the opportunity for increased diversification. The Protection with Investment Performance account is part of a variable annuity and includes an optional feature which is available at an additional cost and is subject to income restrictions and age limitations. For more complete product information, please click here. 

• Structured Capital Strategies^SM is a variable annuity product that may help you take advantage of market appreciation while protecting against some of the risk of a down market. Index-based investment options track domestic, global and commodities markets up to a specified cap.  The cap may limit your potential in up markets.  And your choice of a –10, -20 or –30 Segment Buffer gives you some of the protection you are looking for to help you get back into the market.  While you are protected from some downside risk, if the negative return is in excess of the protection offered by this product, there is a risk of a substantial loss of your principal. For more complete product information, click here.

Choose From Fixed And Variable Annuity Options And Other Financial Products 

As a leading provider of financial protection products, AXA Equitable offers additional annuity products that include:

• Variable annuities. AXA Equitable offers also other variable annuity products. The Accumulator^® Series offers lifetime payout options and investment options that fit a personal investing style and tolerance for risk while pursuing long-term growth. EQUI-VEST^® Series is a collection of cost-effective variable annuity products for individuals and employer-sponsored plans.
• Fixed annuities. Fixed annuity products feature defined growth for principal and interest, tax-free until the money is withdrawn, and offer death benefits paid directly to a named beneficiary. For more complete product information, click here.

Learn more about AXA Equitable’s annuity products and other financial products.

This article highlights only some of the features and benefits of some of AXA Equitable products. For cost and complete details, please contact your financial professional. 

Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty.  Withdrawals may also be subject to a contractual withdrawal charge.

Variable annuity subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested. The guarantees available with variable annuities do not apply to the investment portfolios.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity.  For a prospectus containing this and other information, please contact a financial professional.  Read it carefully before you invest or send money.

AXA Equitable may discontinue contributions and transfers among investment options or make other changes in contribution and transfer requirements and limitations.

Please be advised that this document is not intended as legal or tax advice.  Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Life insurance and annuity products are issued by AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable). Variable annuity products are co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, New York, NY 10104, members FINRA, SIPC.  AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide tax or legal advice. 

Retirement Cornerstone^® is a registered service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010BASE-A/B, 2010BASE-I-A/B, 2010BASE-I-A(WA) and any state variations.

Structured Capital Strategies^SM is a service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010PCSBASE-I-A/B and 2010PCSBASE-A/B and any state variations.

Accumulator^® is a registered service mark of AXA Equitable Life Insurance Company. Contract form #s: 2006BASE-A/B, 2006BASE-I-A/Bm 2007BASE-I-A(OR)(rev 2/09) and any state variations

 

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