Fixed Annuity - AXA Equitable |
A Fixed Annuity Offers A Guaranteed Interest Rate And Tax-Deferred Growth
As you’re planning for retirement you may want to consider, in addition to your retirement investments, a fixed annuity that can help provide retirement income. Annuities provide future income in return for contributions you make – any earnings on your contributions grow tax-deferred until they are withdrawn, usually at retirement. A fixed annuity offers guaranteed income, as the growth of your principal and interest is guaranteed. Guarantees are based on the claims paying ability of the issuing insurance company. Assets are not subject to market fluctuations and your principal can never decline in value.
When you want to know more about fixed annuity products or you’re ready to purchase a fixed annuity as part of your financial strategy, consider the annuity products from AXA Equitable, a premier provider of annuity products and other financial products and services.
Learn more about fixed annuity products and AXA EquitableAXA Equitable Delivers Innovative Fixed and other Annuity Products
AXA Equitable is one of the nation’s premier life insurance companies and a leading provider of annuities and life insurance products.
AXA Equitable’s Guaranteed Growth Annuity is a fixed annuity product offering tax-deferred growth. This fixed annuity earns tax-deferred interest at a guaranteed interest rate for a guaranteed period of one to five years. The balance in this fixed annuity grows on a tax-deferred basis – you pay taxes only on gains made when you withdraw money. You can access the cash value of annuity through withdrawals – up to 10 percent of your account value without incurring surrender charges. If a withdrawal is taken prior to age 591/2 it may be subject to a 10% federal income tax penalty. And you can convert your fixed annuity into a lifetime income stream.
Learn more about fixed annuities and other annuity productsWhen you want to learn more about fixed and other annuity products, this website offers a wide variety of articles on financial products, retirement planning, estate planning and more. You’ll find answers to questions such as:
- How should my investments change as I grow older and my financial situation changes?
- Should I take my employer’s early retirement offer?
- Can I roll a retirement plan distribution into an IRA?
This page highlights only some of the features and benefits of the Guaranteed Growth Annuity. For costs and complete details of coverage, contact your financial professional. This contract has limitations.
Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
Guaranteed Growth Annuity, Contract form #SPDA-96 and any state variations
The Guaranteed Growth Annuity is issued by AXA Equitable Life Insurance Company NY, NY (AXA Equitable) and co-distributed by affiliates AXA Network, LLC and AXA Distributors, LLC, New York, NY 10104. AXA Equitable, AXA Network and AXA Distributors do not provide tax or legal advice.
GE 60813 (6/11)
