Financial Professionals

A Message From Kip Condron, AXA-Equitable Chairman & CEO

One of the keys to achieving our mission – to be the industry leader in providing financial advice and solutions to clients – is to have the most professional and trusted sales force.

As an AXA Advisors financial professional, you are the cornerstone of our success. We strive to help you build your business by focusing on and supporting the key drivers of our AXA culture. These are to have:

• The most satisfied customers,
• The most innovative and profitable products and services,
• The most sought-after firm in which to build a career, and
• The most highly compensated sales force.

To achieve these objectives, we offer outstanding opportunity – through “pay for performance” in compensation and incentive rewards – and valuable benefits to help ensure the well-being of you and your loved ones. You will have access to the industry-leading tools, services and support you need to build your business. Plus, we have programs that can help you enhance your practice and prestige at the local level, by giving back to your community.

We provide a success-oriented environment and, within each area, we have dedicated people who will help you reach your professional goals. Our commitment to you is based on the knowledge that nothing happens until we have a sale – and that our financial professionals are instrumental in continuing AXA’s strong heritage of achievement.

About AXA Group

Choosing a company to partner with to continue your success is a big decision. With so many companies to choose from, you want to make sure you’ve aligned yourself with a company that is well respected amongst its peers and has a history of success and global presence and power. AXA Advisors, LLC is part of the global AXA Group – a worldwide leader in financial protection and wealth management, offering products and services in its core business lines of life insurance, asset management, property and casualty insurance, as well as international insurance.

Key Statistics

AXA Group* Ranks

• #1 on the Fortune Global 500 by Industry⁸
• #6 on the Fortune “Global Most Admired Companies”⁹
• #15 on the Fortune Global 500 World’s Largest Corporations¹⁰

AXA Group- Size and Strength You Can Trust

• 67 million individual and corporate clients worldwide¹¹
• 981 billion Euros in assets under management¹²
• Operations in over 50 countries
• Over 174,000 employees and exclusive sales associates around the world¹³

⁸FORTUNE 2008 Global 500 by Industry: Insurance – Life, Health, (by revenue) Fortunemagazine, July 21, 2008.

⁹Global Most Admired by Industry: Insurance – Life, Health, Fortunemagazine, International Edition, March 17, 2008.

¹⁰FORTUNE 2008 Global 500, (by revenue) Fortunemagazine, July 21, 2008.

¹¹As of 12/31/08

¹² As of 12/31/08.  Figure is $1.37 trillion using 12/31/08 closing exchange rate of Euro 1 = $1.395.  AXA is based in France where the official currency is the Euro.

¹³As of 12/31/07.

*”AXA Group” refers  to AXA, a French holding company for a group of international insurance and financial services companies, together with its direct and indirect consolidated subsidiaries.

Our Value Proposition

At AXA Advisors, we work hard to provide you a total support system to help you succeed.  Our value proposition includes a breadth of innovative, quality financial products and services offerings, solid marketing and sales support, and advanced training including coaching and joint work opportunities.  In addition, AXA Advisors offers asset -building programs including stock options and AXA’s Shareplan as well as a comprehensive benefits package.

We offer a wide range of opportunities to expand earnings potential. AXA is proud to offer one of the most competitive earnings models in the industry.

Compensation Based on Fees and Commission From:

• New Business
• Existing Business

Compensation Programs

• Production Opportunity Payment is a pay-for-performance program with focus on rewarding and encouraging growth
• 2009 Financial Professional Equity Program recognizes outstanding sales performance
• Variable Deferred Compensation Plan for highly productive FPs provides the opportunity to increase tax-deferred savings

Supporting Success

We offer the support of an exclusive team of professionals who provide an unparalleled level of experience and service, plus access to advanced learning resources and professional development programs.

Helping FPs Make the Sale

Marketing: Sales and advertising, seminars, trade shows, business planning, local partnerships, national sponsorships, civic marketing and existing clientele

Sales Tools: Customized, state-of the-art software applications enhance the sales cycle and product implementation process by facilitating an analysis of a client’s needs

Open Architecture of Products and Services: Access to investment management services and mutual funds from numerous companies, and financial products from more than 100 insurance companies

Professional Development 

Learning: Learning programs at the Advisors Learning Center, eLearning courses, instructor-led programs and knowledge reinforcement

Practice Development: Programs designed to help assess, evaluate to maximize FPs’ growth opportunities

Paramount Planning Group and Sterling Groups: Distinguished divisions of AXA Advisors that provide service and support to qualifying FPs

Everyday Service and Support

Technology: The latest Web-based and Client Relationship Management platforms

Legal and Compliance: Dedicated group of compliance professionals to help FPs manage their practices

Benefits*

We offer a comprehensive selection of financial and personal benefits to our FPs and their families.

Investing in our FPs’ Future

• Retirement Plan
• SharePlan, 2001 through 2009
• Investment Plan – 401(k)
• Non-Qualified Stock Purchase Plan

Protection for FPs and their Eligible Family

• Life Insurance
• Disability Coverage

Health & Wellness

• Health Plans
• Dental Plans
• Vision Coverage
• Prescription Drug Coverage
• Personal Concerns Program

Spending Accounts

• Health Care/Dependent Care
• Transportation Reimbursement Incentive Program

*With the exception of our Personal Concerns program, Financial Professionals must meet certain Production Credit minimums each year to be eli­gible to participate in the company’s benefit programs. Some pro­grams may also require a length of service requirement. AXA Equitable Life Insurance Company, or any subsidiary or affiliate that adopts these Plans or Programs, reserves the right to change or terminate any plan, or any provision, coverage or contribution under any plan at any time for any reason. AXA Advisors, LLC is an Equal Opportunity Employer M/F/D/V

Giving Back to the Community

AXA Achievement  

• Long-term strategy to provide America’s youth with the advice and access needed to succeed in college and beyond.

AXA Matching Gifts Programs

• Designed to leverage the impact of one’s own giving and community activities.

AXA Hearts in Action

• AXA Group’s worldwide community service program committed to corporate citizenship, active on every continent and in AXA offices around the world.

AXA United Way Campaign

AXA is a longstanding supporter of the United Way, helping people in communities across the country.