Thought Leadership |

Dependability through ups and downs
A message from Mark Pearson, Chairman and CEO of AXA Equitable
Heightened volatility continues to be the dominant theme of today’s markets. Concerns over slowing global growth and sovereign credit risk in Europe continue to drive sharp swings in stock prices and declines in interest rates to near-historic lows. Few seem to be predicting that stability will happen quickly and, indeed, the consensus appears to be that we may be in for a sustained period of market uncertainty.
Helping people deal with uncertainty is at the heart of what we do. We are in the business of helping our clients prepare for the unexpected not only in the markets but in life. We provide protection in the form of life insurance and annuities that help reduce some of the most significant financial risks people face today.
We do that through a broad array of offerings designed precisely for times like these – life insurance policies as well as annuities that can enable you to grow your assets, with a measure of protection.
And even more important than the features of our products is the value of the financial professional who brings them to you. Your financial professional can help you sort through the noise in all kinds of markets, bringing the perspective that is so often lacking in the midst of chaotic times.
Here again are our suggestions for what to do in tough markets:
- Seek advice you can trust. Professional advice is the antidote to the insecurity that creeps in during tumultuous times.
- Long-term focus and planning matters. Overreacting to waves of volatility can reduce your ability to reach your long-term goals.
- Prudent asset allocation can help reduce volatility. Disciplined asset allocation matched to goals and risk tolerance can help modulate portfolio gyrations.
- Consider products that help manage financial market risks. AXA Equitable is a leader in providing a variety of up-to-date retirement savings and life insurance products designed to help you manage market risks. If you don’t own one of these protection products, talk to your financial professional about AXA Equitable’s offerings.
Finally, let me assure you that maintaining our financial strength through turbulent periods has been a hallmark of AXA Equitable since our founding 152 years ago. Our focus in times like this is being there when you need us most – to help you manage the challenges of market volatility and seize future opportunities.
Crises come and go. Markets and economies ebb and flow. No one can predict the timing of these cycles, but having someone at your side that has the experience of good markets and bad can make all the difference.
Thank you once again for the trust and confidence that you have in us.

Mark Pearson
Chairman and Chief Executive Officer
AXA Equitable Life Insurance Company
Life insurance and annuity products are issued by AXA Equitable Life Insurance Company. Distributors: AXA Advisors, LLC and AXA Distributors, LLC. All companies are affiliated and located in New York, NY.
GE 65350 (9/11)
