For Employers Products and Services |
Group Annuity Retirement Plans
Product |
Features |
|---|---|
EQUI-VEST® 403(b) TSA Variable Annuity |
For employees of public schools, state/city colleges or universities, 501(c)(3) nonprofit organizations, including hospitals. |
EQUI-VEST® 457 EDC Variable Annuity |
For state, county or local government agency employees and tax-exempt organizations (only for certain highly-compensated employees or a select group of management.) |
EQUI-VEST® SEP Variable Annuity |
Variable annuity that allows employers to make contributions toward an eligible employee's retirement plan. |
EQUI-VEST® SIMPLE Variable Annuity |
A long-term employer-sponsored retirement plan that allows for salary deferral and employer contributions. |
Retirement Gateway® Group Variable Annuity |
Designed for the small- to mid-size 401(k) plan market, Retirement GatewaySM offers plan administration tools, fiduciary support, a diverse selection of investment options and participant education/enrollment support. |
Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please click on links above or contact a financial professional. Read it carefully before you invest or send money.
Please be advised that this page is not intended as legal or tax advice. Accordingly, any tax information in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
Funding a tax qualified retirement plan or arrangement with an annuity does not provide any additional tax benefits, however, doing so can provide you with additional insurance benefits and contract features beyond tax deferral. You may want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.
Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits.
Variable annuity subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.
Certain types of contracts, features and benefits may not be available in all jurisdictions or may be different.
Annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) NY, NY and are distributed by AXA Advisors, LLC (member SIPC). AXA Equitable and AXA Advisors are affiliated companies and do not provide legal or tax advice.
Retirement GatewaySM is a service mark and EQUI-VEST® is a registered service mark of AXA Equitable Life Insurance Company.
Contract form numbers: 11936P, 92EDC, 2002EDC, 11934T, 11947CT-1, 11947CTU-I, 92TSA, 92TSU, 2001TSAGAC, 2001TSACERTA/B, 92SEP, 2000ENPRPSEPG, 2002ENSIMI, 92NQIGB, 94ICA/B, 94ICIA/B, 2003EBASE, 1048-94-GC, 03-400, 07-300, 2005GAC-QP and any state variations
GE-61772 (4/11)
