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EQUI-VEST® 403(b) TSA
A Cost-effective Approach for Retirement
Administrative and Record Keeping Services
Investment Options
Features and Benefits
Innovative Communication Tools for Plan Participants
For more complete details, please download the current EQUI-VEST® variable deferred annuity prospectus, any applicable prospectus supplements and the product fact card, above.
- Key Features
- Next Steps
Key Features
A Cost-effective Approach for Retirement |
EQUI-VEST® 403(b) TSA is a cost-effective variable deferred annuity contract1 that offers employees a convenient way to contribute and invest for retirement.
This contract is designed specifically for plans of:
Contributions to, and any earnings within, an EQUI-VEST® 403(b) TSA are not subject to federal income tax until they are withdrawn. Since contributions are typically or frequently made on a pre-tax basis, taxable income is reduced and immediate tax savings are obtained. Variable deferred annuities are long-term retirement contracts designed to accumulate funds and then to provide lifetime payments.There are fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and withdrawal charges, and administrative fees. |
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Administrative and Record Keeping ServicesAXA Equitable's 403(b) Information Center - AXA Equitable's information and resource Web site to help employers manage their 403(b) plans. |
Through our Employer Plan Administration Center (EPAC), AXA Equitable offers administrative and record keeping services designed to simplify and streamline the day-to-day activities of managing your plan. Plan sponsors will be able to:
Click here to view a demo. |
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Investment Options |
EQUI-VEST® 403(b) TSA offers a wide range of investment options2 across different asset classes.
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Features and Benefits |
The features and benefits available in an EQUI-VEST® 403(b) TSA contract meet a myriad of needs for employees’ retirement savings. Depending on how a plan is structured, employees may have access to: Features
Benefits
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Innovative Communication Tools |
EQUI-VEST® 403(b) TSA provides a full complement of communications that can help administer plans and helps plan participants monitor their account progress and helps them make financial decisions. Plan sponsors will receive:
Participants will receive:
Beyond statements and reports, participants can access their accounts via telephone and the Internet:
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2 Amounts in variable investment options are subject to fluctuation in value and market risk, including loss of principal. Participants will incur higher costs with asset allocation portfolios than if they were to invest directly in the underlying portfolios. Guarantees are based on the claims-paying ability of AXA Equitable.
3 Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty.
This is not a complete description of the EQUI-VEST® 403(b) TSA variable annuity contract. Variable annuities have limitations. For costs and complete details, contact a financial professional. Variable annuities, such as EQUI-VEST®, are offered by prospectus only. The prospectus contains information about the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Please click here or contact your financial professional to obtain a prospectus for complete details. Read the prospectus and consider this information carefully before you invest or send money. Product availability and features will vary by state. This product is available for funding 403(b) plans in all states and the District of Columbia. It is not available in Puerto Rico. We offer other variable annuity contracts with different fees, charges and features, for more information on availability contact us (212-554-1234). Variable annuities are issued by AXA Equitable Life Insurance Company and are distributed by an affiliate, AXA Advisors, LLC, member SIPC. AXA Equitable and AXA Advisors do not provide tax or legal advice.
Please be advised that this page is not intended as legal or tax advice. Accordingly, any tax information provided on this page is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
EQUI-VEST® is a registered service mark of AXA Equitable Life Insurance Company, New York, NY 10104.
Contract form #s: 2006BASE-I-A/B, 2006BASE-A/B, 2008EQVTSA201, 2008EQV201, 2008EQVBASE201-A, and any state variations
GE-48587 (3/09)
Next Steps
Professional Guidance Counts
Your financial professional can be an invaluable resource in helping you:- Complete a financial needs analysis
- Evaluate the financial strategies available to you, and
- Select appropriate financial products designed to help you reach your goals
