Optimum Market Portfolios

AXA Advisors LLC is proud to offer world-class products and services of LPL Financial—one of the leading diversified financial services companies and one of the largest independent broker/dealers in the nation. LPL Financial provides industry expertise, independent research, and world-class investment products and platforms to financial advisors.

All Optimum Funds are offered by prospectus only. Investors should consider the investment objectives, risks and charges and expenses carefully before investing in a mutual fund. Prospectuses, which may be obtained from AXA Advisors, contain this and other information about the mutual fund and should be read carefully before investing. The money market funds mentioned here are neither guaranteed nor insured by the U.S. government, the Federal Deposit Insurance Corporation or any other government agency.

AXA Advisors and LPL Financial do not provide legal or tax advice. Please review LPL Financial’s Form ADV Part II (“Brochure”) prior to investing.

LPL Financial serves as the principal sponsor, an investment advisor and the broker/dealer, and AXA Advisors, LLC serves as an investment advisor for the LPL Financial investment advisory programs offered through AXA Advisors’ Financial Professionals. Brokerage accounts offered through AXA Advisors, LLC, member FINRA, SIPC, clearing through LPL Financial, member FINRA, SIPC. AXA Advisors and its Financial Professionals are not affiliated with LPL Financial. AXA Equitable Life Insurance Company (AXA Equitable) New York, NY, is an affiliate of AXA Advisors, LLC.

Investments in the Optimum Market Portfolios are subject to market risk, will fluctuate and may lose value. Bond investments are subject to interest rate risks so that when interest rates rise, the prices of bonds can decrease and the investor can lose principal value. International securities carry additional risks including currency exchange fluctuations and different government regulations, economic conditions or accounting standards.

GE-42820 (3/08)

Variable Investment Options

Growth Potential

Our variable investment options offer the opportunity to direct how your annuity contributions or life insurance premium payments are invested among a wide array of stock, bond, international and money market investment options.

This access provides an opportunity for growth of your account value.  Please keep in mind that variable investment options are subject to fluctuations in value and market risk, including loss of principal.

Quality

Evaluating investment options has never been easy. And in today’s investment environment, where investors have literally thousands of choices, you need an objective and expert guide.

Through a multiple-step selection process, we systematically narrow the universe of money management firms to identify money managers that are best suited to meet specific investment goals.

Many of our money managers are household names you’re sure to recognize. Others are better known among large institutional investors.

Choice

Our variable investment option platform is designed to help meet the needs of a wide variety of investors, while being responsive to an ever-changing market environment. We offer a carefully selected menu of investment options that meets the needs of diversification-minded investors, while accommodating individual preferences and risk appetites.

Simplicity

For investors who want a simplified approach to building a diversified portfolio, a series of asset allocation portfolios are available. No matter which series you choose, each portfolio is constructed as a "fund-of-funds," diversified by AXA Equitable’s team of investment specialists. With one simple investment, you gain access to the combined performance of multiple portfolios, depending on the strategy chosen.

The Benefits of AXA Allocation Portfolios Managed by AXA Equitable 

• Tailored to Meet Your Goals — you can pursue your individual goals whether based on your personal risk tolerance or time horizon
• Convenient — you get a well-diversified investment program in a single portfolio, utilizing multiple money managers, asset classes and investment styles
• Professionally Managed — you can access well-established money managers, monitored continuously and replaced when necessary
• Automatic Rebalancing — portfolios are rebalanced regularly by trained professionals to keep your investment on track

Please note that AXA Allocation Portfolios entail fees and costs in addition to the fees and costs incurred in the Portfolios' underlying investment earnings.

 Performance

As many investors have learned, a portfolio manager can suddenly leave a firm, or deviate from his or her investment style in pursuit of short-term returns. Many times these changes occur without the investors’ knowledge, which could alter the course of a disciplined investment strategy.

That’s why our seasoned team of investment professionals continuously “manages the managers” once they have been selected. This is a dynamic process that holds each money manager accountable and keeps them focused on delivering consistent, long-term results.

Learn More

To learn more about the individual investment options, such as investment strategy, Morningstar rating, top holdings and more, browse our Variable Investment Portfolio Fact Sheets.

You should consider the charges, risks, expenses, and investment objectives carefully before investing.  Please click the link at the top of this page to download the product prospectus, which contains this and other information

Variable products are issued by AXA Equitable Life Insurance Company (NY, NY) and are co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC.

GE 43448 (3/08)