Investment Products and Services
Offered By AXA Advisors, LLC
Many financial plans include at least some weighting in stocks and/or mutual funds, and while historically equities have tended to rise in value over the long term, they carry a certain amount of risk, both for long- and short-term investors. It is therefore imperative that you have realistic financial goals and investment objectives in place before you begin to invest.
Whether you are a seasoned or a novice investor, the information in these links can help you learn about different types of financial products and services and which may be appropriate for you given your unique circumstances.
|The Optimum Market Portfolios (OMP) account offers a sophisticated asset allocation strategy that includes Optimum Funds, a series of mutual funds from Delaware Investments1, and automatic portfolio rebalancing.|
|Strategic Asset Management (SAM) uses strategic asset allocation to provide the ability to buy, sell, and hold a wide variety of investments, including but not limited to stocks, bonds, and mutual funds, all in one convenient account. Fee-based asset management ties your Financial Professional’s compensation directly to the value of the assets in your account. Each portfolio is individually crafted and designed to achieve a blend of investments tailored to your personal goals, time horizon and risk profile.|
|The Personal Wealth Portfolios (PWP) offer a convenient, one account approach for using a combination of separately managed accounts, mutual funds, and exchange-traded funds (ETFs), or just separately managed accounts. This sophisticated program provides access to institutional money managers, automatic rebalancing and overlay portfolio management services.|
|Manager Select is a traditional separately managed account program that provides you with the ability to access premier providers of private wealth management services without extremely high account minimums2. The combination of investment planning, strategy development, manager selection, portfolio construction, ongoing management and monitoring, trade execution and performance reporting, makes Manager Select the total wealth management package.|
|With the assistance of your Financial Professional, Model Wealth Portfolios (MWP) can help you realize your goals through a unique asset allocation strategy that provides a disciplined investment process backed by expert resources. This strategy addresses your needs through a series of theme-based models focused on your goals and lifestyle. Whether you are building, preserving or transferring wealth, Model Wealth Portfolios can help you align your goals with an investment strategy focused on your future.|
Individual Retirement Accounts (IRAs) can provide immediate tax benefits that can lower your taxable income since they enable assets you set aside for retirement to accumulate without immediate taxation.Please note: withdrawals from IRAs are subject to normal tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty.
|These diversified portfolios can help you meet a broad spectrum of investment objectives, including long-term growth of capital and current income.|
|This guide contains illustrated examples and explanations of statements that you may receive depending on the type of reportable income you have in your account(s) held at LPL Financial.|
|The purpose of this 2012 Tax Guide supplement is to inform you of the new Internal Revenue Service (IRS) regulations for Widely Held Fixed Investment Trusts (WHFITs).|
1 As the Optimum Funds’ investment manager, Delaware Management Company, a series of Delaware Management Business Trust, has overall responsibility for the investment management of the Funds within the Optimum Market Portfolios, which includes recommending the Funds’ sub-advisors and evaluating and monitoring each Fund and sub-advisor. Delaware has hired LPL Financial as a consultant to assist in ongoing investment reviews and in developing criteria by which Fund performance is measured. LPL Financial receives a consulting fee and sub-service agent fee based on invested assets. See the Optimum Funds Prospectus for details. Delaware Investments refers to Delaware Management Holdings, Inc. and its subsidiaries, including the Fund’s distributor, Delaware Distributors, L.P. Delaware Investments is a member of Macquarie Group, which refers to Macquarie Group Limited and its subsidiaries and affiliates worldwide.
2 Manager Select Minimums: $100,000 for single strategies (Each manager may have a set minimum account size above the platform minimum.), $250,000 for some fixed-income strategies.
Investments described on this page are subject to market risk, will fluctuate and may lose value.
Depending on the portfolio size or the frequency of securities transactions, investors should evaluate whether the separately managed account services within Manager Select are suitable.
AXA Advisors and LPL Financial do not provide legal or tax advice. Please review LPL Financial’s Form ADV Schedule H (“Brochure”) prior to investing in LPL investment advisory programs.
Please consider the charges, risks, expenses and investment objectives carefully before purchasing a mutual fund or exchange-traded fund. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.
AXA Advisors, LLC, member FINRA/SIPC, serves as the introducing broker/dealer and LPL Financial, member FINRA/SIPC, serves as the clearing broker/dealer for brokerage accounts. AXA Advisors, LLC serves as an investment advisor and LPL Financial serves as the principal sponsor, an investment advisor and the broker/dealer for the LPL Financial investment advisory programs offered through AXA Advisors' Financial Professionals. AXA Advisors and its Financial Professionals are not affiliated with LPL Financial. AXA Equitable Life Insurance Company (AXA Equitable) New York, NY, is an affiliate of AXA Advisors, LLC.
GE-87351 (9/13) (Exp. 9/15)
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