Retirement Planning Common Questions |
Employer-Sponsored Retirement Plans
- Should I contribute to my 401(k) plan at work?
- I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?
- Can I roll a retirement plan distribution into an IRA?
- Does the federal government insure pension benefits?
- My company has a profit-sharing plan. How do these plans work?
- What are my options if I inherit an IRA or employer-sponsored plan?
- What is vesting?
Evaluating An Early Retirement Offer
IRAs
- Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?
- Can I convert my traditional IRA funds into a Roth IRA?
- Can I set up a traditional IRA?
- I need money--can I take funds from my IRA?
- It's January, and I forgot to contribute to my IRA. Is it too late?
- Should I withdraw money from my IRA to pay for my child's college tuition?
- What are my options if I inherit an IRA or employer-sponsored plan?
- What are required minimum distributions and how are they calculated?
- What are the rules for IRA contributions?
- What's a premature IRA distribution, and what happens if I make one?
- Can I roll a retirement plan distribution into an IRA?
Saving for Retirement
- How can I plan for retirement if my employer doesn't offer retirement benefits?
- How much money should I save for retirement?
- What are catch-up contributions?
Social Security
- Are my Social Security benefits subject to income tax?
- Can I deduct premiums paid for long-term care (LTC) insurance?
- How can I get an estimate of my Social Security benefits?
- I'm getting remarried. How will this affect my Social Security benefits?
- Should I buy long-term care insurance?
- Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?
- What is long-term care insurance?
- Will my children receive money from Social Security when I die?
- When I retire, how much will I receive from Social Security?
