• Life Insurance
• Tax-Related Benefits of Life Insurance
• Charitable Giving
• Term Life Insurance
  • AXA Equitable's Term Series^SM
• Universal Life Insurance
  • Athena UL^SM
  • Athena Survivorship Universal Life^SM III
• Indexed Universal Life Insurance
  • Athena Indexed UL^SM
• Variable Universal Life Insurance
  • Incentive Life Optimizer^® II
  • Incentive Life Legacy^® II
  • Survivorship Incentive Life Legacy^SM
• Whole Life Insurance
  • Interest Sensitive Whole Life Insurance
• Variable Whole Life Insurance

A Life Insurance Policy Can Help You Protect Your Financial Future

A life insurance policy is an important part of a solid financial plan. In the event of an untimely death, a life insurance policy can help your family achieve the goals of your financial plan – providing for education, paying off mortgages, saving for retirement, and helping to maintain the lifestyle to which your family has become accustomed. There are many different life insurance policy options available to you – the best policy for you depends on a variety of factors from your age and health to your financial objectives and family situation. When you’re looking for a life insurance policy to help protect your family’s financial future, consider the many insurance products available from AXA Equitable.

Learn more about a life insurance policy from AXA Equitable

AXA Equitable Offers A Broad Range Of Life Insurance Policy Options

A premier financial institution since 1859, AXA Equitable offers a wide variety of financial protection products that include:

• Term life policies. Term life insurance provides coverage for a specific number of years and affordable premiums with no cash value or accumulation. AXA Equitable’s Term Series^SM provides coverage for one to 20 years, depending on your policy.
• Whole life policies. Whole life insurance is permanent life insurance, where coverage and possibly the premiums last your entire life. Premium payments are fixed and the policy has a cash value that grows with interest. AXA Equitable’s Interest Sensitive Whole Life^SM offers a Guaranteed Minimum Cash Value, and the Policy Account Value may be enhanced with additional interest credited at non-guaranteed current rates.
• Universal and indexed universal life policies offer permanent insurance with a cash value component. AXA Equitable’s Athena Universal Life^SM offers a No Lapse Guarantee Rider and premium flexibility on the amount and timing of premium payments. The No Lapse Guarantee Rider is added to all policies, except if the Return of Premium Death Benefit Rider is elected. Athena Indexed Universal Life^SM offers premium flexibility with interest crediting linked to major market indexes. It is subject to certain performance caps.
• Variable life policies. Variable life products combine insurance protection with investment opportunity through professionally managed accounts. AXA Equitable offers a variety of variable policies with premium flexibility and a variety of investment portfolio choices. Investors should have a need for life insurance prior to purchasing a life insurance contract. Variable life insurance is subject to insurance related charges (i.e., mortality and expense charges, administrative fees and the expense associated with the underlying portfolio).

Learn more about life insurance products and how a policy may benefit you and your heirs.

Our life insurance resources section is full of helpful information about how a life insurance policy can help you, with answers to questions like:

• Why do I need a life insurance policy?
• What’s the difference between a term life and whole life policy?
• Do I need an insurance policy if I’m single?
• Is it less expensive to buy a life insurance policy when I’m young?
• How much life insurance do I need?

Learn more now about an AXA Equitable life insurance policy. And when seeking retirement advice or estate planning information from your financial professional, you can also ask about the many investment services and products offered by our affiliate, AXA Advisors, LLC.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable life insurance product.  For a prospectus containing this and other information, please contact a financial professional.  Read it carefully before you invest or send money.

A life insurance policy is a contractual agreement in which premiums are paid to an insurance company. In return for these premium payments the insurance company will provide death benefit protection if the policy remains in force until the death of the insured. The insurance company will pay a death benefit to a beneficiary. A whole life insurance policy also provides the opportunity to accumulate cash value. In variable life insurance, amounts in the policy cash value are invested in a variety of variable investment options as directed by the policy owner. Life insurance policies have exclusions, limitations, and terms for keeping them in force. Fees and charges associated with life insurance include, mortality and expense risk charges, cost of insurance, surrender charges, administrative fees, investment management fees and charges for optional benefits.

Variable life insurance subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.

All life insurance guarantees are based on the claims paying-ability of the AXA Equitable. The guarantees do not apply to investment portfolios.

Life insurance products are issued by AXA Equitable Life Insurance Company (NY, NY). Variable life insurance products are distributed by AXA Advisors, LLC, New York, NY 10104. Member FINRA, SIPC. AXA Equitable and AXA Advisors are affiliated companies and do not provide tax or legal advice.

 

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