Life Insurance

Estimate Your Need

Use these tools and calculators to help keep you on track with your life insurance planning goals

Considerations

  • Generally the younger you purchase life insurance, the lower your premiums and long-term cost may be. Don’t delay.

  • Human Life Value
    Use this calculator to determine your economic value to your loved ones.

Research Life Insurance Products

Follow these links to learn how different life insurance types may suit your need

Considerations

A financial professional can help you perform a detailed assessment of your need for life insurance, then help you decide on a policy that suits your goals.

Temporary Insurance

Key Features

Term Life Insurance

Pure protection for a limited time

  • Does not build cash value
  • Premiums remain level or increase
  • Can be less expensive than permanent insurance

Permanent Insurance

Key Features

Universal Life Insurance 

More options, with fewer guarantees than Whole Life

  • Provides protection in case of death, as well as a cash value component
  • Flexible premiums

Indexed Universal Life Insurance 

 

Growth potential with a downside floor offering more safety

  • Insurance protection with investment opportunity through equity index-linked interest options up to a cap
  • Invest in indexed options or a Guaranteed Interest Option
  • Flexible premiums

Variable Universal Life Insurance 

Growth potential with greater risk than Universal Life

  • Insurance protection with investment opportunity
  • Wide range of investment options
  • Flexible premiums

Whole Life Insurance 

Regular premium payments with guarantees

  • Guarantees a minimum death benefit no matter how long you live, as long as premiums are paid
  • Guaranteed level premium, and guaranteed minimum cash value

1 Source: American Council of Life Insurance, What You Should Know about Life Insurance, 2005.

Life insurance is issued by AXA Equitable Life Insurance Company (AXA Equitable) or MONY Life Insurance Company of America (MLOA) and by various unaffiliated carriers through AXA Network, LLC and its subsidiaries. Co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, members FINRASIPC.

AXA Equitable, AXA Network, AXA Distributors and AXA Advisors are affiliated companies. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to the investment portfolios. AXA Financial, Inc. and its subsidiaries do not provide tax or legal advice. This material is provided for informational purposes only. Please consult your tax and/or legal advisors regarding your particular circumstances.

1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234

Life Insurance: ● Is Not a Deposit of Any Bank ● Is Not FDIC Insured ● Is Not Insured by Any Federal Government Agency ● Is Not Guaranteed by Any Bank or Savings Association ● Life Insurance May Go Down in Value

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Initiate a Life Insurance Plan

Talk to Your Financial Professional About Life Insurance

Professional Guidance Counts

Your financial professional can be an invaluable in helping you:
  • Complete a financial needs analysis
  • Evaluate the financial strategies available to you, and
  • Select appropriate financial products designed to help you reach your goals

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Why Choose AXA Equitable

- A premier financial institution since 1859
- Top-tier credit ratings
- Global strength

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Life insurance policies are an important part of most financial plans. They can help you provide for your loved ones and protect their financial future. AXA Equitable offers a variety of life insurance products to meet your financial needs, including term life insurance and universal life insurance. Talk to a financial professional today to learn more about the life insurance benefits offered by AXA Equitable.

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