Term Life Insurance |
Term Life Insurance
Pure Protection for a Limited Time
Term Life is the simplest form of life insurance. Coverage is for a specified period of time (the term) and provides a death benefit only.
- Death benefit is paid if the Insured dies during the specified period
- Policy does not build cash value
- Premiums generally remain level or increase throughout the specified period
- Can be less expensive initially than permanent insurance
Advantages of Term Life Insurance
- If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.
- You can choose protection for one to thirty years
- Term can save you money or allow you to purchase a larger death benefit than may otherwise be manageable. However, Term premiums may eventually exceed premiums on other forms of insurance.
Disadvantages of Term Life Insurance
- Does not provide a cash value
- Does not provide permanent life insurance protection and costs can become prohibitively expensive as you get older
AXA Equitable Life Insurance Company Products
Product |
Features |
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AXA Equitable Life Insurance Company Term SeriesSM |
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Life insurance is issued by AXA Equitable Life Insurance Company (NY, NY). Term life insurance is co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, members FINRA, SIPC. AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide legal or tax advice. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to investment portfolios.
GE-44634 (2/09)
“AXA Equitable” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company, MONY Life Insurance Company, MONY Life Insurance Company of America, AXA Advisors, LLC, AXA Network, LLC and AXA Distributors, LLC. All AXA Equitable companies are directly or indirectly owned by AXA Equitable Financial Services, LLC, and have offices at 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234.
