Insurance Products and Services |
Term Life Insurance
Pure Protection for a Limited Time
Term Life is the simplest form of life insurance. Coverage is for a specified period of time (the term) and provides a death benefit only.
- Death benefit is paid if the insured dies during the specified period.
- Policy does not build cash value.
- Premiums generally remain level or increase throughout the specified period.
- Can be less expensive initially than permanent insurance
Advantages of Term Life Insurance
- If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.
- You can choose protection for one to 30 years.
- Term can save you money or allow you to purchase a larger death benefit than would otherwise be manageable. However, the Term premiums may eventually exceed premiums on other forms of insurance.
Disadvantages of Term Life Insurance
- Term Life Insurance doesn't provide a cash value.
- Term Life Insurance doesn't provide permanent life insurance protection and costs can become prohibitively expensive as you get older.
Types |
Features |
AXA Equitable's Term SeriesSM |
Affordable, cost-effective approach to life insurance |
AXA Equitable Return of Premium TermSM |
Protection for your loved ones or a refund for you
|
Life insurance is issued by AXA Equitable Life Insurance Company (NY, NY). Term life insurance is co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, members FINRA, SIPC. AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide legal or tax advice. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to investment portfolios.
GE-44634 (6/08)
