Insurance Products and Services |
Whole Life Insurance
Lifetime Coverage
One of the major appeals of Whole Life Insurance is that it guarantees a minimum death benefit (also known as the face amount), no matter how long you live, as long as premiums are paid.
- You pay a fixed premium guaranteed for the life of the contract.
- Premiums are invested in the insurance company’s general account.
- You are guaranteed to receive the policy’s minimum cash value and a guaranteed minimum death benefit.
Advantages of Whole Life Insurance
- The discipline of fixed premiums eliminates the temptation to skip premium payments, which could result in future funding problems.
- Fixed premiums allow you to plan cash outlays accurately.
Disadvantages of Whole Life Insurance
- You can’t increase or decrease the face amount of your policy. Additional coverage requires the purchase of another policy, additional costs, and evidence of insurability.
- No investment flexibility.
- Growth potential is limited. For information regarding whole life products, contact your financial professional.
Type |
Features |
Interest Sensitive Whole LifeSM |
- Affordable life insurance - Guaranteed premium and cash value |
For more information on Whole Life Insurance, please contact your financial professional.
Life insurance is issued by AXA Equitable Life Insurance Company (NY, NY). Whole life insurance is co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, members FINRA, SIPC. AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide legal or tax advice. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to investment portfolios.
GE-44634 (6/08)
