Explore the building blocks of Investment Edge and how its expansive diversification options and exposure to growth opportunities can work for you.
Tax-deferred growth potential1. Tax-efficient distributions2. Your edge for wealth accumulation potential and distribution to help address the impact of taxes.
Tax Savings Calculators
See the tax value of Investment Edge for yourself with these tools that illustrate the impact of taxes and inflation on your savings.
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1 If you are purchasing an annuity contract to fund an Individual Retirement Account (IRA) or employer sponsored retirement plan, you should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing one of these annuities, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features and benefits of these annuities with any other investment that you may use in connection with your retirement plan or arrangement.
2 This refers to options where a portion of the distribution is a return of cost basis and thus excludable from taxes.
What is a variable annuity?
A variable annuity is a tax-deferred financial product designed to allow you to invest for growth potential and provide income for retirement or other long-term life goals. In essence, an annuity is a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out income or a lump sum amount at a later date. Variable annuities are subject to market risk including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges and administrative fees. The withdrawal charge declines from 6% to 3% over five years for Investment Edge. Earnings are taxable as ordinary income when distributed and may be subject to an additional 10% federal tax if withdrawn before age 59 1/2.
This content is not a complete description of all material provisions of the variable annuity contract. Please click here for the Investment Edge prospectus. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions.