Media Contacts:

NEW YORK

Jo Ann Tizzano
212-314-2979
joann.m.tizzano@axa-equitable.com

TO ASSIST THOSE IMPACTED BY DISASTROUS MIDWEST STORMS AND FLOODS IN MISSOURI, FIVE AXA FINANCIAL INSURANCE COMPANIES RELAX GRACE PERIOD FOR POLICY PREMIUMS

New York, NY - July 03, 2008 - In an effort to assist in the relief for victims of the Midwest flooding disaster, five AXA Financial, Inc. insurance companies announced today that they have relaxed the grace period for policy premiums for those impacted by the extreme storms and severe flooding in the counties declared as disaster areas by the state of Missouri. Details of this and additional actions being taken by the insurance companies follow below. The five companies are:

1) AXA Equitable Life Insurance Company (formerly known as The Equitable Life Assurance Society of the U.S.)

2) AXA Life and Annuity Company (formerly The Equitable of Colorado, Inc.)

3) MONY Life Insurance Company

4) MONY Life Insurance Company of America

5) U.S. Financial Life Insurance Company

The companies listed above will extend, by 60 days, the grace period for payment of life premiums and policy loan interest when the normal expiration of the grace period occurs from June 16, 2008 through September 1, 2008. During this period, policyholders may delay their payments by as many as 60 days without penalty.

In addition, the five insurers have also made special arrangements during this emergency period to process policy loan requests within a 24 to 48-hour period to support policy owners who may have emergency needs as a result of the storms.

All claims that occur from the floods will be given prompt attention. On an individual claim basis, every effort will be made to limit the needed requirements to expedite the disbursement of funds.

1-866-254-0149, prompt 2 (Hours of Service are 8 a.m. to 5 p.m. ET); or policyholders can send email messages to DisasterAssistance@axa-equitable.com.

About AXA Financial

AXA Financial, Inc. is one of the premier U.S. organizations providing financial protection and wealth management through its strong brands: AXA Equitable Life Insurance Company, AXA Advisors, LLC, AXA Distributors, LLC, AXA Life and Annuity Company, AllianceBernstein, L.P., and the MONY family of companies, including MONY Life Insurance Company, MONY Life Insurance Company of America and U.S. Financial Life Insurance Company. AXA Financial is a member of the global AXA Group.

GE-44835 (6/08)