Additional Contributions Tax-Sheltered (ACTS) Program -
A Supplemental Tax Sheltered Annuity

The Additional Contributions Tax-Sheltered program (ACTS) is the voluntary 403(b) program for employees of public institutions of higher education in New Jersey.

AXA Equitable's EQUI-VEST^SM Vantage^SM ACTS 403(b) is a deferred group variable annuity for the New Jersey ACTS Program that allows you to invest a portion of your compensation on a tax-deferred basis.

You have access to 10 variable investment options, a guaranteed interest option and Fixed Maturity Options in the EQUI-VEST^SM Vantage^SM ACTS 403(b) annuity. The Fixed Maturity Options generally have maturity dates that range from one to ten years. Fixed Maturity Options are available for single sum transfers and rollover contributions only.

ACTS 2010 Contributions at a Glance
100% of compensation, up to	$0
Additional, if age over 50	$0
$0

For additional information on the EQUI-VEST^SM Vantage^SM ACTS 403(b) program, please review the Prospectus, the EQUI-VEST^SM Vantage^SM ACTS 403(b) Outline or contact a Financial Professional.

EC 28180