Based on your retirement planning needs, you can either invest in a portfolio that offers one-step asset allocation investing or build a portfolio by choosing among the equity and fixed-income variable investment options plus two investement options for safety of principal. The value of variable investment options withing annuities will fluctuate and is subject to market risk, including the possible loss of principal. The State of New Jersey has selected the Contract
Investment Options. If you do not have Adobe Acrobat Reader
you will need to download it to view the fund fact sheets.
Asset Allocation AXA Moderate Allocation Portfolio
Equity - Stocks EQ/Calvert Socially Responsible EQ/Common Stock Index EQ/Equity 500 Index EQ/International Value PLUS EQ/Large Cap Value PLUS EQ/Mid Cap Index EQ/Small Company Index
EQ/T. Rowe Price Growth Stock
Guaranteed Interest Option The investment option that is part of the AXA Equitable's General Account and pays interest at guaranteed
rates. For ACTS, see the Prospectus, for ABP see the Program Summary.
Fixed Maturity Option The investment option that specifies a period of time during which an interest rate is guaranteed to
remain the same for amounts allocated to and held for such period until its expiration. For ACTS see the Prospectus,
for ABP see the Program Summary.