Plan Services

 AXA Equitable offers a range of plan services for both you and your employees.

For You

AXA Equitable offers many tools and services to help you administer your plan.

• A plan document and plan document updates.
• Sample information sharing and hold harmless agreements, employee salary reduction agreement, and related employee notices needed for compliance purposes.
• Bulletins, alerts, and personal communications keeping you and your staff up-to-date on 403(b) issues.
• Transaction-monitoring assistance for all EQUI-VEST^® variable annuity contracts, including:
  • Tracking contributions and contribution limits; monitoring loans, withdrawals, exchanges, plan-to-plan transfers, rollovers into the plan qualified domestic relations orders, and required minimum distributions; and maintaining information required by IRS regulations.
  • Reviewing/approving hardship distributions and monitoring related suspensions of participant contributions.
• Online access to the data you need for recordkeeping and compliance. Our Employer Plan Administration Center lets you and, if applicable, your third party administrator (TPA):
  • View your plan’s cumulative EQUI-VEST^® account balance information.
  • Look at participants’ EQUI-VEST^® account information, including:
    • Year-to-date and total contributions to their accounts by source;
    • Year-to-date inbound/outbound transfers, exchanges, and rollovers in their accounts;
    • Amount and type of distributions taken year-to-date;
    • Current available loan amount; and
    • Outstanding loan balance, date the loan was taken, and (if applicable) loan default amount.
  • Upload contribution files with EQUI-VEST^® contribution information.
  • Access EQUI-VEST^® participant information needed to evaluate loan and/or hardship withdrawal requests.
  • View general plan information, including a list of your plan’s approved investment providers, their contact information, and whether they’re approved for contributions, transfers, and/or exchanges.

For Your Employees

AXA Equitable also provides services that help your employees monitor their accounts and make informed decisions about their retirement planning, including:

• Online account access to their EQUI-VEST^® accounts.
• Available, attentive, and reliable customer service representatives committed to meeting your employees’ financial needs.
• Detailed statements and confirmation notices.
• Communications -- such as retirement savings education materials, enrollment assistance, and individual annual reviews -- provided by your employees’ personal financial professional. These reviews can help satisfy the annual meaningful notice requirement under 403(b) plan universal availability rules.
• Personal attention to help employees identify their financial objectives and ensure their assets are appropriately allocated in each phase of their lives. This personal service can help increase participation in your plan.
• Access to an array of investment options within their contracts (and, if applicable, other products).
• Calculations, made at your employees’ request, to aid in meeting and staying within eligible contribution limits (especially important for those employees utilizing catch-up contribution options). These calculations are available from your employees’ personal AXA Advisors financial professional.

Annual enrollments are the minimum required by 403(b) regulations. However, more frequent opportunities to enroll or change contributions are beneficial to employees because they let employees respond to their changing financial needs more than just once a year.

Plan Documents

The Internal Revenue Service requires a written plan document for all 403(b) plans.

• A comprehensive list of approved investment providers,
• Terms and conditions of your plan (e.g. whether loans, hardship withdrawals and/or Roth 403(b) contributions are permitted), and 
• Provisions required for compliance with the final IRS 403(b) regulations.  

AXA Equitable has 403(b) plan documents available for employers in public schools and 501(c)(3) organizations. Our plan documents and ongoing support are available at no cost to public schools and non-ERISA 501(c)(3) non-profit organizations where AXA Equitable is named as a provider in their plan. Plan documents are available for ERISA organizations for a small fee.

PlanConnect^®, a TPA, provides administrative support and regulatory updates for AXA Equitable's 403(b) plan documents. PlanConnect^® is a subsidiary of AXA Financial, Inc., and a sister company to AXA Equitable. These relationships enable it to draw on AXA Financial's considerable financial and technological resources and on AXA Equitable's extensive experience with 403(b) and 457(b) plans. If you select AXA Equitable as an investment provider in your plan, PlanConnect^® can help you obtain plan documents regardless of whether you use PlanConnect^® for compliance, administrative, remittance processing, or other support services.

To obtain a plan document, call your financial professional. You can also contact PlanConnect^® directly at (800) 923-6669 or info@planconnect.com. Or visit PlanConnect^® on the web.

You will need to complete a questionnaire to obtain an AXA Equitable plan document.

PlanConnect, LLC is a wholly owned subsidiary of AXA Distribution Holding Corporation, an indirect subsidiary of AXA Financial, Inc. PlanConnect^®, Connect²Remit^®, Connect²Comply^®, Connect²Maintain^®, are registered service marks of PlanConnect, LLC. Connect²Achieve^SM, is a service mark of PlanConnect, LLC. PlanConnect^® may not be available in all states. AXA Financial, Inc. and its family of companies do not provide tax advice. Please consult with your tax advisor regarding your particular circumstances. AXA Distribution Holding Corporation, AXA Financial, Inc. and AXA Equitable Life Insurance Company are affiliated companies and are located at 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234.

PlanConnect, LLC is located at 100 Madison Street, Syracuse, NY 13202. (800)923-6669.

Please be advised that this web content is not intended as legal or tax advice. Accordingly, any tax information provided in this web content is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transactions(s) or matter(s) addressed, and you should seek advice based on your particular circumstances from an independent tax advisor.

AXA Equitable Life Insurance Company, NY, NY and AXA Advisors, LLC, member SIPC, are affiliated companies. Securities are offered through AXA Advisors, LLC. AXA Equitable has sole responsibility for its annuity and life insurance obligations.

AXA Equitable and AXA Advisors do not provide legal or tax advice. Please consult your legal or tax advisor as to your specific situation.

GE-60948 (rev 06/11)