AXA Equitable is a Preferred Member of the IBC Model Plan Program

AXA Equitable Life Insurance Company is the premier provider of retirement savings products. We have the retirement plan experience, technical knowledge, and administrative resources you need to establish and maintain the retirement savings plan(s) that are appropriate for your organization.

Since 1859, AXA Equitable has provided millions of customers with life insurance, annuities, and other needs-based products to help them work toward their retirement goals.

A Tradition of Financial Protection

AXA Equitable Life Insurance Company has been helping individuals develop financial strategies since 1859. AXA Equitable is a premier provider of annuity and life insurance products and maintains its fundamental commitment to helping people build sound financial futures.

AXA Equitable Credit Ratings

The guarantees provided in our life insurance and annuity contracts are based on the claims paying ability of AXA Equitable. AXA Equitable has consistently earned high marks by independent companies that rate insurance companies for their financial strength and stability.

Ratings are subject to change and were last updated on 3/20/09; contact your financial professional/insurance-licensed registered representative for more details, including information on rating scales and individual rating sources. The ratings reflected have no bearing on the performance of the variable investment options.

A.M. Best: A.M. Best's Financial Strength Rating is an opinion of an insurer's ability to meet its obligations to policyholders. A.M. Best ratings range from A++ to S. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The "A+" rating represents the second highest among sixteen rating levels.

Fitch: Fitch's Insurer Financial Strength rating provides an assessment of the financial strength of an insurance organization and its capacity to meet senior obligations to policyholders and contract holders on a timely basis.
Fitch ratings range from AAA to C. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The "AA-" rating represents the fourth highest among twenty-one rating levels.

Moody's: Moody's Insurance Financial Strength Ratings represent the opinion of Moody's regarding the ability of insurance companies to repay punctually senior policyholder claims and obligations. Moody's ratings range from Aaa to C. Moody's applies numerical modifiers 1, 2, & 3 in each rating classification from Aa to Caa. The modifier 1 indicates that the obligation ranks in the higher end of its rating category; the modifier 2 indicates a mid-range ranking and a modifier 3 indicates a ranking in the lower end of that rating category. The "Aa3" rating represents the fourth highest among twenty-one rating levels.

Standard & Poor's: A Standard & Poor's Insurer Financial Strength Rating is a current opinion of the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. Standard & Poor's ratings range from AAA to R. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The "AA" rating represents the third highest among twenty-one rating levels.

Global Strength

AXA Equitable is a member of the global AXA Group*, one of the world's largest insurance and wealth management organizations.

AXA Equitable's assets under management as of 12/31/08 totaled $539.46 billion. AXA Equitable has sole responsibility for its life insurance and annuity obligations.²

GE-43878 (4/09)

AXA Group refers to AXA, a French holding company for an international group of insurance and financial service companies, together with its direct and indirect consolidated subsidiaries. AXA Equitable Life Insurance Company is an indirect, wholly-owned subsidiary of AXA.

1 Date reviewed indicates the last public statement by the rating agency.

2 AXA  Equitable's assets under management are inclusive of assets under management held by an affiliate, AllianceBernstein, LP. All data current as of 9/30/08.

Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.