Investment Options

The Momentum Plus^SM contract offers a wide variety of equity and guaranteed investment options, including options that offer one-step investing.

Based on your retirement planning needs you can select:

• Asset Allocation Portfolios.¹  Invest according to your risk tolerances, with choices ranging from conservative to aggressive.
• Target Date Allocation Portfolios.¹  Select the portfolio closest to your retirement date. The portfolios offer a one-step investment strategy that adjusts with you as you move through the phases of your life.
• Your Own Portfolio Mix.  Choose from among our many various investment options within specific asset classes.
• Guaranteed Interest Option (GIO).²  Select this option to take advantage of a guaranteed rate of interest and a guarantee of principal.

For a complete list of Momentum Plus^SM investment options click here.

¹ You will incur higher costs with these portfolios than if you were to invest directly in the underlying portfolios.

² Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. AXA Equitable reserves the right to limit allocations to the GIO.

Amounts in the annuity’s variable investment options are subject to market risk, including the loss of principal. Variable investment options can fluctuate in value and are not guaranteed.

Please consider all of the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For this and other information please contact your local Ohio AXA Advisors financial professional and read the prospectus and any applicable supplements carefully before you invest or send money.

Issuer: AXA Equitable Life Insurance Company (AXA Equitable), 1290 Avenue of the Americas, New York NY 10104, (212) 314-4600.

Distributor: AXA Advisors, LLC.

Contract form #: [1048-98-GC-OH]

AXA Equitable Life Insurance Company and AXA Advisors, LLC are affiliated companies and are located at 1290 Avenue of the Americas, New York, NY 10104, (212) 314-4600.

AXA Equitable and AXA Advisors do not provide tax or legal advice.

GE-51870 (10/09)