Key Features

Momentum Plus^SM has:

• An Efficient Transfer Process. With Momentum Plus^SM, you are not locked into a single variable investment option or group of variable investment options. Instead, you are free to transfer among the many investment options available to you, without any charge or fee, whenever your goals change.¹
• An Asset Rebalancing Feature. You can use this feature to automatically rebalance the assets in the investment options back to the original percentages you selected. You choose how often: quarterly, semiannually, or annually. Rebalancing doesn't assure you a profit or automatically protect you from loss, but it does ensure that, over time, your allocations will stay in line with the strategies you feel are best. Whatever option you choose, you can change the allocation of your rebalanced assets. You can also stop, change, or switch the option at any time. There is no cost associated with this feature.
• No Administrative Fees, Withdrawal Charges, or Recordkeeping Fees.  There are, however, fees and charges such as, but not limited to, mortality and expense risks charges and loan charges. In addition, there are fees and charges applicable at the underlying investment portfolio level.
  

Please consider all of the charges, risks, expenses, investment objectives, and complete details of coverage carefully before purchasing a variable annuity. For this and other information please contact your local Ohio AXA Advisors financial professional and read the prospectus and any applicable supplements carefully before you invest or send money.

¹ Restrictions apply to prevent disruptive transfer activity. 

GE-51870 (10/09)