Retirement and Retirement Planning Products and Services

Retirement Overview

Click through these steps for knowledge and support on the retirement planning process

Get the Basics
Estimate Your Need
Research Products
Initiate a Plan

Get the Basics

Follow these links to see what you can do at each stage of life to prepare for retirement

What to consider:

How you allocate your investments across asset classes may have a greater impact on long-term performance than the individual investments you select.
It is a good idea to diversify your investments with a broad range of asset categories, including stocks, bonds,different categories of mutual funds and cash

Just Starting Out

On Your Way

Nearing Retirement

At Retirement

Articles & Video

Common Questions

Estimate Your Need

Use these tools and calculators to help keep you on track toward your retirement goals

What to consider:

Social Security may not be enough to finance your retirement.
People today are living longer on average than ever before.
Starting early can help out a great deal in the long run.

Virtual Consultation Calculator
Estimates how long your retirement savings will last.

Retirement Income Calculator
Helps determine how much monthly income your retirement savings may provide you in your retirement.

Retirement Shortfall Calculator
Helps you determine your projected shortfall or surplus at retirement.

Life Expectancy Calculator
Estimates your life expectancy based on your current age, gender and lifestyle choices

Research Products

Learn how different retirement products may help you reach your goals

What to consider:

A longer life-span means a longer retirement. Seek out strategies to help your assets last a lifetime,
Starting early and saving each year are the two most important secrets to nest-egg growth. However, better late than never.
Don’t pass-up “free money.” Take advantage of every IRS retirement account tax break and employer match you can.

Product Type	Features
Annuities	Designed to help you avoid outliving your assets Can potentially provide retirement income payments for as long as you live Helps you potentially grow your assets on a tax-deferred basis and diversify your investments Can protect beneficiaries with a death benefit
IRAs	Save for retirement and make contributions that may be tax deductible Defer taxes on any investment earnings until withdrawal, when you may potentially be in a lower tax bracket Choose from a range of IRA types to suit your individual needs

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please click on links above or contact a financial professional. Read it carefully before you invest or send money.

Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. Amounts in a variable annuity's investment portfiolios are subject to fluctuation in value and market risk, including loss of principal. A financial professional can provide cost information and complete details.

Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59 1/2 may be subject to an additional 10% federal income tax penalty. Withdrawals may also be subject to a contractual withdrawal charge.

An annuity contact that is purchased to fund an employer-sponsored plan should be done so for the annuity's features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit for the annuity. You may also want to consider the relative features, benefits, and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.

Certain types of contracts, features and benefits may not be available in all jurisdictions or may be different.

Annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) NY, NY and are co-distributed by AXA Advisors, LLC and AXA Distributors, LLC. AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide legal or tax advice.

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Initiate a Plan

Talk to Your Financial Professional

Professional Guidance Counts

Your financial professional can be an invaluable in helping you:

Complete a financial needs analysis
Evaluate the financial strategies available to you, and
Select appropriate financial products designed to help you reach your goals

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Search below to find a financial professional near you

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Why Choose AXA Equitable

- A premier financial institution since 1859
- Top-tier credit ratings
- Global strength

Learn more

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AXA Equitable is a provider of financial protection products and retirement planning solutions that can help you build and protect the wealth you will need for retirement. An experienced financial professional can offer assistance in finding the appropriate retirement plan based on your financial needs. Talk to a financial professional today about retirement products, such as annuities, and how they can help secure retirement income.