Retirement Overview

Click through these steps for knowledge and support on the retirement planning process

Follow these links to see what you can do at each stage of life to prepare for retirement

What to consider: 

  • How you allocate your investments across asset classes may have a greater impact on long-term performance than the individual investments you select.
  • It is a good idea to diversify your investments with a broad range of asset categories, including stocks, bonds,different categories of mutual funds and cash

Use these tools and calculators to help keep you on track toward your retirement goals

What to consider: 

  • Social Security may not be enough to finance your retirement.
  • People today are living longer on average than ever before.
  • Starting early can help out a great deal in the long run.


Learn how different retirement products may help you reach your goals

What to consider: 

  • A longer life-span means a longer retirment. Seek out strategies to help your assets last a lifetime,
  • Starting early and saving each year are the two most important secrets to nest-egg growth. However, better late than never.
  • Don’t pass-up “free money.” Take advantage of every IRS retirement account tax break and employer match you can.
 

Product Type

Features

Annuities

  • Designed to help you avoid outliving your assets 
  • Can potentially provide guaranteed1 retirement income payments for as long as you live 
  • Helps you grow your assets on a tax-deferred basis and diversify your investments
  • Can protect beneficiaries with a death benefit

IRAs

  • Save for retirement and make contributions that may be tax deductible
  • Defer taxes on any investment earnings until withdrawal, when you may potentially be in a lower tax bracket
  • Choose from a range of IRA types to suit your individual needs

Employer-Sponsored Retirement Plans

  • Help employees save for retirement on a tax-advantaged basis
  • May provide opportunities for employers to contribute to employee retirement savings by matching a portion of employee contributions

1 Refers to optional features available for an additional charge. All guarantees are based on the claims-paying ability of the issuing insurance company.



Talk to Your Financial Professional

Professional Guidance Counts

Your financial professional can be an invaluable in helping you:
  • Complete a financial needs analysis
  • Evaluate the financial strategies available to you, and
  • Select appropriate financial products designed to help you reach your goals

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Making Sense of Your Annuity Choices

Help Build a Better Nest Egg With Annuities