• Annuities
  • Annuity Glossary
• Variable Annuities
  • Retirement Cornerstone®
  • Structured Capital Strategies^SM
  • The Accumulator^® Series
  • The EQUI-VEST® Series
• Fixed Annuities
  • Guaranteed Growth Annuity
• Immediate Annuities
• Individual Retirement Accounts

Building Your Financial Future With Retirement Investments From AXA Equitable

Outliving retirement assets is a concern for many people. With longer life expectancy and the recent volatility in the markets, more people are considering whether their retirement investments will provide enough income through their later years. Selecting the right retirement investments for your future goals and desired standard of living is an important part of planning for retirement.

When you’re seeking a range of retirement investments from a leading provider, consider the many innovative products from AXA Equitable.

Learn more about retirement investments from AXA Equitable

AXA Equitable – Innovative Retirement Investments and More

A leading provider of financial protection and investment services products for individuals and small businesses, AXA Equitable offers a variety of retirement investments such as variable annuities that can help you build tax-deferred retirement assets, provide guaranteed income and may help protect against the risk of outliving your retirement assets.

Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date.  There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. Guarantees are based on the claims-paying ability of the issuing insurance company.

AXA Equitable offers two new variable annuity products that may change the way you approach your retirement investments:

• Retirement Cornerstone^® is a variable retirement annuity with two distinct accounts offering both upside performance potential and protection opportunity within a tax-deferred single platform. The Investment Performance Account enables you to invest in a broad range of investment portfolios, while the Protection with Investment Performance Account is focused on providing an opportunity for retirement protection and future retirement income. The Protection with Investment Performance account is part of a variable annuity and includes an optional feature which is available at an additional cost and is subject to income restrictions and age limitations. Retirement Cornerstone offers a wide range of investment options to help you increase diversification and give you greater flexibility. For more complete product information, please click here.
• Structured Capital Strategies^SM is a variable annuity that lets you pursue performance upside potential  while providing some protection against the risks of a down market. With Structured Capital Strategies^SM, you can participate in potential market upside with index-based investments tracking domestic, global and commodities markets up to a specified cap. The cap may limit your potential in up markets. And depending on your chosen investment option, AXA Equitable will absorb up to the first -10, -20 or -30 percent of any losses your incur.   Investment options with greater protection tend to have lower performance cap rates than other investment options that use the same index and duration but provide less protection. While you are protected from some downside risk, if the negative return is in excess of the protection offered by this product, there is a risk of a substantial loss of your principal. For more complete product information, click here.

AXA Equitable offers variable annuities which you should consider as your retirement investments.

Learn More About Investments And Tools To Help You Plan For Retirement

This website features a wealth of resources that can help you plan for retirement and understand the potential future value of your retirement investments. With informative articles and helpful tools, you can research and get answers to common questions such as:

• How much money do I need for retirement?
• How can a whole life, variable life or universal life insurance policy help in my financial planning?
• How do 401(k) and 403(b) plans work?
• Should I participate in my employer’s 401(k) plan?
• How can I minimize taxes on my retirement investments?

Learn more about AXA Equitable’s options for retirement investments

This article highlights only some of the features and benefits of some of AXA Equitable products. For cost and complete details, please contact your financial professional. 

Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty.  Withdrawals may also be subject to a contractual withdrawal charge.

Variable annuity subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested. The guarantees available with variable annuities do not apply to the investment portfolios.

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity.  For a prospectus containing this and other information, please contact a financial professional.  Read it carefully before you invest or send money.

AXA Equitable may discontinue contributions and transfers among investment options or make other changes in contribution and transfer requirements and limitations.

Please be advised that this document is not intended as legal or tax advice.  Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.  The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Life insurance and annuity products are issued by AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable). Variable annuity products are co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, New York, NY 10104, members FINRA, SIPC.  AXA Equitable, AXA Distributors and AXA Advisors are affiliated companies and do not provide tax or legal advice. 

Retirement Cornerstone^® is a registered service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010BASE-A/B, 2010BASE-I-A/B, 2010BASE-I-A(WA) and any state variations.

Structured Capital Strategies^SM is a service mark of AXA Equitable Life Insurance Company. Contract form #s: 2010PCSBASE-I-A/B and 2010PCSBASE-A/B and any state variations.

Variable Annuity: · Is Not a Deposit of Any Bank · Is Not FDIC Insured · Is Not Insured by Any Federal Government Agency · Is Not Guaranteed by Any Bank of Savings Association · May Go Down in Value.

 

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