Retirement Planning - AXA Equitable

Pursue Your Retirement Planning Goals With Annuities From AXA Equitable

As more Americans come to grips with the idea that Social Security benefits may not be enough to support them in their later years, retirement planning has become a critical priority.

Effective retirement planning usually involves tax-advantaged investment tools that can help you build assets to provide income in your retirement. Whether you’re creating your own retirement plan or taking advantage of an employer’s 401(k) plans or 403(b) plan, you’ll want to include a variety of investments to help you diversify your portfolio while you seek to accumulate wealth and protect your assets.

When it’s time to choose the investment vehicles that can help you meet your retirement planning objectives, consider the many products available from AXA Equitable.

Learn more about retirement planning strategies.

AXA Equitable Provides A Broad Range Of Products For Your Retirement Planning Objectives

AXA Equitable is a leading provider of financial products and services, including life insurance, annuities and other financial products that may play a role in protection and retirement planning. AXA Equitable provides a variety of vehicles for your financial planning, including:

Annuities. Annuities provide future income in return for contributions. Fixed annuities offer defined growth while variable annuities offer potential for greater growth but carry more risk. AXA Equitable offers innovative variable annuities that can help you pursue growth while providing some protection against down market risk.
AXA Advisors, LLC’s Broad Investment Products and Services Selection. Convenient access to a broad menu of competitive investment products is critical to the successful implementation of your strategy and working toward your long-term goals. AXA Advisors, an affiliate of AXA Equitable, offers a robust menu of products from which to choose, including Investment Advisory Products, Asset Management Services, Traditional Brokerage Accounts, Separately Managed Accounts, Mutual Funds, 529 Plans, and more.
Mutual funds. AXA Advisors can help you choose from a broad range of mutual funds from some of the nation’s most respected companies.
Individual Retirement Accounts (IRAs). IRAs offered through AXA Advisors help build savings for your retirement years while delivering immediate tax benefits.
Life insurance. By helping you to ensure your family’s future, the value of life insurance benefits may be a significant consideration during your overall retirement planning process. AXA Equitable offers a broad range of life insurance policies, including whole life, universal life, variable life and term life insurance products.

AXA-Equitable.com: articles and tools to help with retirement and estate planning.

AXA-Equitable.com offers a highly informative resource section to provide information and tools for your retirement planning efforts. From retirement calculator tools to articles and answers to common questions, you can learn more about what it takes to build an adequate nest egg, how a retirement annuity can deliver guaranteed income, how your retirement investments may be affected by rising interest rates and much more.

Learn more about AXA Equitable resources to help your retirement planning.

You should carefully consider your investment objectives and the charges, risks, and expenses of a variable annuity or mutual fund, as stipulated in the prospectus, before investing. For a prospectus containing this and other information, contact your Financial Professional. Please read it carefully before investing or sending money.

All guarantees are based on the claims-paying ability of AXA Equitable and do not apply to the subaccount investment options.

Annuities are long-term retirement planning products that can help protect you against the risk of outliving your savings during retirement. In essence, annuities are contractual agreements in which payments(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associates with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. While fixed annuities offer tax-deferred growth at defined rates, variable annuities contain more risk, but offer the potential for greater growth through investment in a variety of investment portfolios.

Variable annuity and variable life insurance subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.

Withdrawals from annuity products and IRA accounts are subject to normal income tax treatment and if taken prior to age 59½ may be subject to an additional 10% federal income tax penalty. Withdrawals from annuities may also be subject to a contractual withdrawal charge.

Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Securities and investment advisory services are offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC.

Annuities and life insurance products are issued by AXA Equitable Life Insurance Company (NY, NY). Variable annuity products are co-distributed by AXA Advisors, LLC and AXA Distributors, LLC.

AXA Equitable, AXA Advisors and AXA Distributors are affiliated companies and do not offer tax or legal advice.

GE 61878 (6/11)