Retirement - AXA Equitable |
A Wealth Of Retirement Planning Resources
Your Social Security benefits will likely provide only a fraction of the income you’ll need in your retirement years. While this reality may raise concerns about outliving your retirement income, a solid retirement plan can help build wealth to supplement your Social Security benefits.
On our Learning tab, you’ll find a variety of resources to help you with planning for retirement, including retirement tools and calculators, articles and answers to many common questions, including:
- How much money should I save for retirement?
- How should I manage risk in my portfolio?
- How should my investments evolve as my life situation changes?
- What’s a defined benefit plan?
- Should I accept an offer to retire early?
- How can I protect my retirement assets from taxes?
- How can I protect against inflation in planning for retirement?
Save For Retirement With Products From AXA Equitable
Your retirement plan may incorporate tax-advantaged savings and investment vehicles that allow your money to grow tax-deferred until you withdraw it. Whether you’re pursuing your retirement goals through an employee retirement plan like a 401(k), 403(b), or a 457 plan, or establishing your own investment plan, you’ll want the opportunity to choose from a broad range of financial products to help you build wealth for the future. As you’re seeking the right retirement investments for your goals, consider the many innovative products offered by AXA Equitable and its affiliate, AXA Advisors, LLC.
AXA Equitable: A Broad Range Of Products For Your Retirement Plans
AXA Equitable is a leading provider of financial protection products and financial vehicles that can be useful in helping you build and protect the wealth you will need for retirement. AXA Equitable’s many products include:
- Annuities. Annuity products provide future income for contributions you make. Fixed annuities offer defined growth of principal and interest, while variable annuities provide the potential for additional growth but carry additional risks as well.
- Life Insurance. AXA Equitable offers a broad range of life insurance products, including variable, universal, whole, and term life insurance policies. Life insurance can help protect your family’s financial future and help insure that after your death they can enjoy the lifestyle you have worked so hard to provide.
AXA Advisors, LLC, an affiliate of AXA Equitable, offers access to the following products and sevices:
- AXA Advisors, LLC’s Broad Investment Products and Services Selection. Convenient access to a broad menu of competitive investment products is critical to the successful implementation of your strategy and working toward your long-term goals. AXA Advisors offers a robust menu of products from which to choose.
- Mutual Funds. AXA Advisors offer access to some of the most respected mutual fund companies in the nation.
- Individual Retirement Accounts. IRA products offered through AXA Advisors offer immediate tax benefits, lowering your taxable income and helping to build wealth on a tax-deferred basis.
You should carefully consider your investment objectives and the charges, risks, and expenses of a variable annuity, variable life insurance, or mutual fund as stipulated in the prospectus, before investing. For a prospectus containing this and other information, contact your Financial Professional. Please read it carefully before investing or sending money.
An annuity contract, when purchased to fund a qualified retirement plan, should be considered for the annuity's features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit for the annuity. You may also want to consider the relative features, benefits, and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.
Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. A financial professional can provide cost information and complete details. Certain type of contracts, features and benefits may not be available in all jurisdictions.
Variable annuity and variable life insurance subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.
All annuity and life insurance guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to investment portfolios.
Withdrawals from annuity products and IRA accounts are subject to normal income tax treatment and if taken prior to age 59½ may be subject to an additional 10% federal income tax penalty. Withdrawals from annuities may also be subject to a contractual withdrawal charge.
Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
Life insurance and annuity products are issued by AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable). Variable annuity and variable life insurance products are distributed by AXA Advisors, LLC, New York, NY 10104, member FINRA/SIPC. AXA Equitable and AXA Advisors are affiliated companies and do not provide tax or legal advice.
Securities and Investment advisory services are offered through AXA Advisors, LLC.
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