Wealth Management With A Diverse Portfolio of Investment and Insurance Products and Services
Effective wealth management is an important part of achieving your financial goals. One key to wealth management is selecting the life insurance, annuity and investment products and services that can help you implement your financial plan.
Wealth management is a complex set of tasks that can include:
- Selecting the right investment products for you
- Structuring your portfolio with a well-considered asset allocation mix
- Protecting your family’s future and your retirement income
- Tailoring your tax management strategies to your situation, and more
Managing all these and more can be daunting, which is why the trusted assistance of wealth management professionals can have many advantages. An experienced, qualified financial professional can help you assess your needs and goals, and suggest investment products, life insurance and annuities to help you address the realities of managing your investments and financial protection needs.
When researching your wealth management options and seeking a trusted provider with strength and stability, consider the many investment services and products available from AXA Advisors, LLC, an affiliate of AXA Equitable Life Insurance Company.
A Wide Variety Of Products For Wealth Management
AXA Advisors offers access to a broad range of wealth management products and services, including:
Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. While fixed annuities offer tax-deferred growth at defined rates, variable annuities contain more risk, but offer the potential for greater growth through investment in a variety of investment portfolios.
- Mutual funds
AXA Advisors can help you select mutual funds from a wide variety of mutual fund management companies.
- Investment Advisory Services offered by AXA Advisors through LPL Financial. Customized professional investment management is a viable option for affluent individual investors who do not have the time, expertise or inclination to conduct their own research, monitor financial markets, or make buy/sell decisions on individual securities. With professional investment management, your portfolio can be customized to better reflect your financial situation and goals. The process also helps prevent investors from over-concentrating in a single asset class or overreacting to market swings. Above all, it gives you the confidence of knowing that a structured and disciplined process helps to govern your investments.
- Brokerage Accounts
The investing landscape has changed significantly over the past few years. Many people want a brokerage account that combines trading services with financial management and investment services. Varying investment styles and preferences require a more personalized approach in our brokerage account selection.
- Individual Retirement Accounts (IRAs)
IRAs, available through AXA Advisors, can provide immediate tax benefits that can lower your taxable income and enable assets you set aside for retirement to accumulate without immediate taxation, helping you manage your wealth for retirement.
- Life insurance
AXA Advisors financial professionals offer a broad range of life insurance products of affiliate AXA Equitable, and unaffiliated insurance companies through AXA Network, LLC, including variable life, universal life, term life and whole life insurance policies.
Knowledge and access to information is an important part of wealth management. Axa-equitable.com offers a wealth of articles and answers to common questions about how to effectively manage your wealth, including:
- Market Strategies: Time vs. Timing
- The Basics of Stock Investments and Portfolio Management
- Evaluating Investment Risk
- Long-Term Investing: Remember Inflation
- Is it better to invest in a tax-free or a taxable mutual fund?
- Should I invest my extra cash or use it to pay off debt?
Learn more now about wealth management services offered through AXA Advisors as well as products for retirement investing like variable annuities, 401(k) plans, and personal wealth portfolios with managed accounts and more.
Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity or variable life insurance or a mutual fund. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.
Variable annuity and variable life insurance subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.
All annuity and life insurance guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to investment portfiolios.
Withdrawals from annuity products and IRA Accounts are subject to normal income tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty. Withdrawals from annuities may also be subject to a contractual withdrawal charge.
Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
Life insurance and annuity products are issued by AXA Equitable Life Insurance Company (NY, NY) (AXA Equitable). Variable annuity and variable life insurance products are distributed by AXA Advisors, LLC, New York, NY 10104, member FINRA/SIPC. AXA Equitable and AXA Advisors are affiliated companies and do not provide tax or legal advice.
AXA Advisors, LLC serves as the introducing broker/dealer and LPL Financial, member FINRA, SIPC, serves as the clearing broker/dealer for brokerage accounts. AXA Advisors, LLC serves as an investment advisor and LPL Financial serves as the principal sponsor, an investment advisor and the broker/dealer for the LPL investment advisory programs offered through AXA Advisors' Financial Professionals.
Securities and investment advisory services offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, as AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. The information in this web site is not investment or securities advice and does not constitute an offer.